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Monday, November 28, 2022

Once again it’s that time of year to revisit our annual Holiday Spending Guide!We’ve added a few new tips this year, but even if you’ve read this article before, every tip is a great reminder of smart holiday spending...

 

Monday, November 28, 2022

When you’re thinking of what to get your child or grandchild for a birthday or holiday, do you ever wonder how long that gift will be relevant? Do you try to find things that will remain relevant for a long period of time? There...

 

Monday, November 21, 2022

Social Security is a topic with differing perspectives, depending on what you read or which television program you watch. Some experts believe the program needs a few adjustments, while others will proclaim the program needs massive reform.

 

Friday, October 21, 2022

Medicare is a health insurance program of the United States government that subsidizes healthcare services. People of retirement age (65 and up), younger people who meet certain health criteria, and those with particular conditions are...

 

Wednesday, October 19, 2022

When we talk about taking a holistic approach to your wealth management, your health is included in that discussion. Your benefits coverage impacts your financial plan as you grow older. When we break down for you the importance of...

 

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Thursday, August 25, 2022

Financial aid is saddled with misinformation. How much do you know about this important piece of the college financing puzzle? Consider these five common financial aid myths.

 

Thursday, August 25, 2022

Premium Financing is a strategy used by High-Net-Worth Individuals (HNWIs) to cover the expense of large life insurance premiums by taking out a third-party bank loan to pay for the policy’s premiums.

 

Friday, August 19, 2022

We help our kids learn how to walk, talk, read, write, and even how to swim. So, why don’t we teach them about money?

 

Monday, May 2, 2022

Life insurance – we’ve heard of it, we know how important it can be, we think we probably need it, but do we know how it works? What are we paying for when we make monthly policy payments? If you’re single with no children, do you still nee

 

Monday, May 2, 2022

 

Monday, May 2, 2022

Whether or not you need supplemental disability insurance is an essential question that is often asked. The answer can come from answering a few other questions that will help you get a full understanding of disability insurance.

 

Monday, March 28, 2022

In our first blog, Determining Your Risk Profile, we’ve focused on your personal risk profile as it relates to your investment strategies, but it’s important to understand that your profile can be affected by other factors in your life.

 

Monday, March 28, 2022

 

Monday, March 28, 2022

Cryptocurrencies have gone mainstream. But they’re not for the average investor. Before even considering investing in crypto, make sure you know how they work and the risks of crypto‐investing.

 

Friday, March 25, 2022

 

Friday, March 4, 2022

It’s no secret that families of children with special needs must exercise special care when it comes to financial planning. Whether the child is of age or still a minor the main goal of the parent should always be the well-being of the chil

 

Wednesday, March 2, 2022

 

Monday, November 29, 2021

Look at this list and check it twice. Before you know it, the giant crystal ball will be dropping in Times Square and 2021 will be no more. Before we turn the calendar to a new year, it is critical to review these year-end financial...

 

Tuesday, October 12, 2021

A nonqualified deferred compensation (NQDC) plan, also known as a Section 409A plan, is a contractual fringe benefit often included as part of an overall compensation package for key executives. It can serve as an important supplement...

 

Wednesday, June 2, 2021

Over the last 15 years, I have worked in the financial wellness sector in corporate America, teaching workshops offered through their employer on financial management, Social Security planning, estate planning, utilizing a Roth IRA, an...

 

Monday, May 10, 2021

Should I convert my term life insurance? As one’s term policy nears its expiration date, plenty of people wonder what to do next. Should they let the policy expire? Convert the policy to whole life? Or purchase another term...

 

Monday, April 26, 2021

Whether it is now or in the future, 100% of business owners will move on from their business at some point. Regardless of this fact, very few business owners take the time to develop a succession plan. If you are a business owner, it...

 

Monday, April 12, 2021

Succession planning, exit planning, and business planning may seem interchangeable in most people’s eyes. However, each type of planning plays a very different role in designing and then implementing a strategy for leaving your...

 

Monday, March 29, 2021

Some business owners will panic and bury their heads in the sand in times of great uncertainty or disruption. Some will sit tight and wait for things to settle down, but others will create opportunity and future growth. Which will you...

 

Monday, March 15, 2021

Taking on any large project can be manageable when you have a reliable process in place. When deciding to exit your business, for example, you will need a proven process in place to ensure you have covered all the bases. Just like...

 

Monday, March 1, 2021

Pandemics, social upheaval, market volatility, oh my! If you read news headlines, it may feel like our world is spinning out of control, which can lead to panic and a whole lot of emotion. For many of us, one of our first thoughts in...

 

Monday, February 15, 2021

Owning life insurance is necessary to protect your family in the event something was to happen to you. Many are aware of the need for life insurance but unsure how much and what type is adequate for their situation. We answer common...

 

Monday, February 1, 2021

What to Know About a 401(k) Rollover When changing employers, it is important to consider what to do with your 401(k). Although the process itself is simple, it is important to know special tax considerations and any potential...

 

Monday, January 18, 2021

Mortgages rates are currently at an all-time low and the demand for real estate has been increasing. Many people are making the decision to put the “for sale” sign on their front lawn or to move out of their rental and...

 

Monday, January 4, 2021

A new year is upon us and plenty of us are hoping for a much different year than the one prior. One thing that most likely remains the same though are our goals for the new year. Many of us have New Years resolutions – if your...

 

Monday, December 21, 2020

Financial advisors assist individuals with achieving their financial goals. But what does this mean? A financial advisor’s role is to understand your priorities and where you stand relative to those goals today – whether...

 

Monday, November 23, 2020

It is the end of the year and many of us are bombarded with thoughts of how to wrap up a chaotic year. While we take care of last minute shopping for the holidays and are still overwhelmed by the COVID-19 pandemic, we can’t...

 

Monday, November 9, 2020

Demystifying Annuities: The Single Premium Index Annuity The annuity landscape is one of the most complicated areas of personal financial planning. With regard to buying an annuity contract, it can be as complex and varied as...

 

Monday, October 26, 2020

When it comes to your financial situation, utilizing the services of a professional is invaluable. Advisors assist with navigating major life decisions and developing a plan to help you achieve your financial goals. Deciding on the...

 

Monday, October 12, 2020

Despite the general rule of thumb that it is critically important to save regularly for retirement – there are times in a person’s life when it may make sense to pause this. Before such action is considered, I strongly...

 

Monday, September 28, 2020

Meeting with a financial advisor may appear overwhelming. Many people are often reluctant to trust their planner and provide personal information regarding their financial situation and their goals. However, your advisor is working...

 

Monday, September 14, 2020

If you are laid off from your job or transitioning to a new employer, we recommend one simple tool – opening up an IRA. Each time you leave an employer, you can determine if it makes sense to roll your funds over into an IRA....

 

Monday, August 31, 2020

Avoid These Common Retiree Mistakes Retirement is an exciting period for many people who are eager to say goodbye to long days at the office and hello to long days at the beach. However, entering retirement also means saying goodbye to...

 

Monday, August 17, 2020

5 Money Saving Tips You Probably Don’t Know When choosing to save money, we immediately consider reducing our spending to have the ability to put more into our savings accounts. We may decide to eat out less or forego the annual...

 

Monday, August 3, 2020

Are you on track for retirement? No matter your age, saving and planning for retirement is necessary. The sooner you begin putting money aside, the more prepared you will be when the time comes for this next chapter of your life. But...

 

Monday, July 20, 2020

Six Steps You Should Consider if You’re Nearing Retirement The closer you get to retirement, the more concern you probably have regarding your portfolio. If you find that your portfolio is underperforming your expectations,...

 

Monday, July 6, 2020

Take These Steps Before Merging Finances Merging finances as a couple can be an exciting, but challenging time. Taking this next step with your partner is one that requires open communication and it is imperative for both parties to...

 

Monday, June 22, 2020

Is a Roth 401(k) for You? When considering retirement savings methods, the most common option people consider is their employer-sponsored 401(k). Although not as often utilized, a Roth 401(k) is another beneficial way to plan for...

 

Wednesday, June 17, 2020

Investing in Your Child’s Education Education is important to many people. After all, education provides more opportunities, regardless of whether you go to college, learn independently, or study a trade. Parents often plan to...

 

Thursday, June 11, 2020

Leaders all have their own habits that help them conduct a successful day of work. These habits vary widely, but they are all useful in their own way. To help yourself be the most productive and effective leader possible, try...

 

Monday, June 8, 2020

Financial Skills Teens Need to Have When growing up, many people do not learn the basics of financial education. This can cause them to make poor financial decisions in early adulthood that can lead to crippling debt amongst other...

 

Friday, June 5, 2020

Ways to Learn about Investing Investing is a complex topic that many people are only familiar with on a surface level. However, it can be beneficial to spend the time learning about the many investment options available to you. To get...

 

Friday, June 5, 2020

Investing is a topic many people push off until they are well-established in their lives. People in their 20s may assume that since they have 40+ years until they retire, they can invest when they’re a bit older. However, it is...

 

Friday, May 29, 2020

Debt is an unfortunate part of many people’s lives. Whether it be from student loans, mortgages, credit cards, or something else, debt can cause many people to get into financial situations that they need to dig their way out of....

 

Wednesday, May 20, 2020

COVID-19 is a pandemic that has not been rivalled in modern times. The impact it has in all areas of life is tremendous, and thus, there are naturally going to be impacts to people’s investments. Although the scope is...

 

Wednesday, May 13, 2020

As a leader, it can be tempting to overwork yourself for the good of the team. After all, many people rely on you to help them fix their problems, so saying no is not always an option. However, far too many leaders work late nights and...

 

Thursday, April 16, 2020

Emergency Savings Everyone Should Have Nobody wants to be caught in the midst of an emergency without money. Unfortunately, for many Americans, emergency savings just aren’t something they have readily available. However, it is...

 

Tuesday, March 31, 2020

When it comes to investing, the first thing many people think of is the stock market. Stocks are a high-risk, high-reward option. As such, they can be really beneficial, but they can also cause people to lose a significant amount of...

 

Thursday, March 5, 2020

Investing is practically a necessity if you hope to retire or live a more comfortable life in the future. Although you can get by on savings when done right, investing provides an opportunity to increase your wealth without making too...

 

Thursday, March 5, 2020

Financial education is, unfortunately, not as prevalent in the modern American school system as it should be. Kids and teens are growing up unaware of how to manage their finances, which can lead to poor financial decisions as adults....

 

Wednesday, March 4, 2020

When it comes to investing, the first thing many people think of is the stock market. Stocks are a high-risk, high-reward option. As such, they can be really beneficial, but they can also cause people to lose a significant amount of...

 

Wednesday, March 4, 2020

Taking the first step toward control over your finances is a big move, but it can pay off well in the future. Financial health can play a role in many areas of your life, from day-to-day quality of living to your retirement plans....